Tackle Your Spring Projects!

What's on your spring to-do list?

HELOC picture

Let us help you tackle it with a Home Equity LOC and a $100 Home Depot Gift Card!

Rates as low as 4.99% APR. No application fee or closing costs!

It’s easy to get started!

To apply, contact our mortgage department by phone, or email:

937-390-1800

mortgage@ihcreditunion.com

 

Disclaimer* APR= Annual Percentage Rate. Rate is adjustable. The introductory rate is in effect for the first 6 months following the loan closing.  Thereafter, the Annual Percentage Rate (APR) will revert to the Wall Street Journal Prime Rate (currently 7.50% APR) plus a margin of up to 4%, based on credit worthiness.  The maximum APR that may be imposed during the life of the loan is 18%.  A Home Equity Line of Credit (HELOC) is a variable rate product which can adjust monthly with changes in the WSJ Prime rate (max change of 2% over 12 month period).  $100 Gift Card will be given at loan closing.  Promotion good April 7 – June 30, 2025.  Excludes existing IHCU HELOCs.  Other terms and conditions may apply and are subject to change at any time.  Loans are subject to approval criteria and not all applicants will qualify.  IHCU is an Equal Housing Lender.

Credit/Debit Cards

All Credit Card issues:
1-866-611-4874

ATM/Debit Card Service Center
1-866-820-2870

Debit Card Activation:
1-866-985-2273

Credit/Debit Card Fraud Alert FAQs

American Share Insurance

ACCOUNTS INSURED UP TO $500,000

American Share Insurance insures each account up to $250,000. Excess Share Insurance Corporation provides up to an additional $250,000 of insurance per account.

MEMBERS’ ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY.

THIS INSTITUTION IS NOT FEDERALLY INSURED.

 

ESI Logo - Excess Share Insurance